What is a Segregated Fund?
**Segregated Fund（分離基金）**是由加拿大保險公司發行，結合投資成長與保險保障的理財工具，提供較一般投資帳戶更高的資產保護與傳承優勢，適合跨境規劃。
A Segregated Fund is a Canadian insurance‑based investment that combines growth potential with protection, offering stronger asset protection and wealth‑transfer benefits than standard investment accounts—ideal for cross‑border planning.
Why Segregated Fund?
選擇 Segregated Fund（分離基金） 是因為它兼顧投資成長與保障。
它提供本金保證、直接給付受益人，並有遺產規劃的優勢，非常適合用於退休與資產傳承。
A Segregated Fund is used because it offers investment growth with protection.
It provides principal guarantees, direct payout to beneficiaries, and estate benefits, making it suitable for retirement and estate planning.